Categories
Updates the category chart and selected-category heading below.
Spending leakage watch
2026-04-20 to 2026-04-26 · repeated small local transactions only.
Small-transaction spend
$55.61
Leakage flags
3
| Merchant | Category | Spend | Count | Change vs avg | Reason |
|---|---|---|---|---|---|
| Square | Shopping | $19.93 | 1 | $19.93 | Spend drift |
| Spread Delicatessen & Bar (Glenelg South) | Cafe & coffee | $18.20 | 1 | $18.20 | Spend drift |
| Yo-Bar (Glenelg) | Dining out | $17.48 | 1 | $17.48 | Spend drift |
Spend by category
Spend over time
Weekly incoming vs outgoing
Spend by selected category over time
Selected category: -
Budget vs actual by category
Category management
| Category | Budget | Latest actual | Difference | Total spend | Rename / name setting | Delete / merge |
|---|---|---|---|---|---|---|
| Baby | - | - | $100.25 |
|
Danger zone: delete Baby and merge existing uses into another category.
|
|
| Cafe & coffee | $135.27 | -$14.73 | $450.15 |
|
Danger zone: delete Cafe & coffee and merge existing uses into another category.
|
|
| Cash withdrawal | - | - | - |
|
Danger zone: delete Cash withdrawal and merge existing uses into another category.
|
|
| Childcare | $1,142.32 | -$157.68 | $4,721.36 |
|
Danger zone: delete Childcare and merge existing uses into another category.
|
|
| Dining out | $94.98 | -$205.02 | $1,181.47 |
|
Danger zone: delete Dining out and merge existing uses into another category.
|
|
| Entertainment | - | - | $18.00 |
|
Danger zone: delete Entertainment and merge existing uses into another category.
|
|
| Fuel | $153.19 | -$346.81 | $1,448.63 |
|
Danger zone: delete Fuel and merge existing uses into another category.
|
|
| Government | - | - | $79.00 |
|
Danger zone: delete Government and merge existing uses into another category.
|
|
| Groceries | $616.79 | -$983.21 | $2,570.46 |
|
Danger zone: delete Groceries and merge existing uses into another category.
|
|
| Groceries transfer | - | - | $2,400.00 |
|
Danger zone: delete Groceries transfer and merge existing uses into another category.
|
|
| Gym & fitness | - | - | $440.00 |
|
Danger zone: delete Gym & fitness and merge existing uses into another category.
|
|
| Home improvements | $165.64 | -$84.36 | $345.09 |
|
Danger zone: delete Home improvements and merge existing uses into another category.
|
|
| Homeware | $7.00 | -$143.00 | $312.99 |
|
Danger zone: delete Homeware and merge existing uses into another category.
|
|
| Housing | - | - | $19,750.00 |
|
Danger zone: delete Housing and merge existing uses into another category.
|
|
| Income | - | - | - |
|
System category | |
| Insurance | $570.00 | $270.00 | $2,772.81 |
|
Danger zone: delete Insurance and merge existing uses into another category.
|
|
| Internal transfers | - | - | - |
|
System category | |
| Investments | - | - | $5,048.87 |
|
Danger zone: delete Investments and merge existing uses into another category.
|
|
| Medical | $20.71 | -$379.29 | $2,659.84 |
|
Danger zone: delete Medical and merge existing uses into another category.
|
|
| Parking & tolls | - | - | $351.12 |
|
Danger zone: delete Parking & tolls and merge existing uses into another category.
|
|
| Personal care | $131.85 | -$68.15 | $405.70 |
|
Danger zone: delete Personal care and merge existing uses into another category.
|
|
| Phone & internet | $280.00 | $30.00 | $580.00 |
|
Danger zone: delete Phone & internet and merge existing uses into another category.
|
|
| Pocket money | $100.00 | -$100.00 | $800.00 |
|
Danger zone: delete Pocket money and merge existing uses into another category.
|
|
| Refunds | - | - | - |
|
System category | |
| Services | - | - | $96.62 |
|
Danger zone: delete Services and merge existing uses into another category.
|
|
| Shopping | $252.92 | -$47.08 | $1,078.88 |
|
Danger zone: delete Shopping and merge existing uses into another category.
|
|
| Transfers in | - | - | - |
|
System category | |
| Transfers out | - | - | - |
|
System category | |
| Transport | - | - | - |
|
Danger zone: delete Transport and merge existing uses into another category.
|
|
| Travel | - | - | $19.11 |
|
Danger zone: delete Travel and merge existing uses into another category.
|
|
| Uncategorised | - | - | $3,888.24 |
|
System category | |
| Utilities | $413.13 | -$36.87 | $887.49 |
|
Danger zone: delete Utilities and merge existing uses into another category.
|
|
| Vehicle expenses | $0.00 | -$200.00 | $795.46 |
|
Danger zone: delete Vehicle expenses and merge existing uses into another category.
|
Month drill-down
Monthly category drill-down
| Category | Spend | Transactions | Budget | Variance |
|---|
Category budgets
Budget comparison is now against 2026-04, not the full multi-month history.
| Category | Budget | Actual | Variance | Status |
|---|---|---|---|---|
| Cafe & coffee | $135.27 | -$14.73 | OK | |
| Childcare | $1,142.32 | -$157.68 | OK | |
| Dining out | $94.98 | -$205.02 | OK | |
| Fuel | $153.19 | -$346.81 | OK | |
| Groceries | $616.79 | -$983.21 | OK | |
| Home improvements | $165.64 | -$84.36 | OK | |
| Homeware | $7.00 | -$143.00 | OK | |
| Insurance | $570.00 | $270.00 | Over | |
| Medical | $20.71 | -$379.29 | OK | |
| Personal care | $131.85 | -$68.15 | OK | |
| Phone & internet | $280.00 | $30.00 | Over | |
| Pocket money | $100.00 | -$100.00 | OK | |
| Shopping | $252.92 | -$47.08 | OK | |
| Utilities | $413.13 | -$36.87 | OK | |
| Vehicle expenses | $0.00 | -$200.00 | OK |
Category totals
| Category | Total spend | Avg monthly | Latest month | Budget | Flag |
|---|---|---|---|---|---|
| Housing | $19,750.00 | $3,950.00 | $4,000.00 | - | - |
| Investments | $5,048.87 | $1,009.77 | $800.00 | - | - |
| Childcare | $4,721.36 | $1,180.34 | $1,142.32 | $1,300.00 | - |
| Uncategorised | $3,888.24 | $1,296.08 | $0.00 | - | - |
| Baby transfer | $2,800.00 | $700.00 | $350.00 | - | - |
| Insurance | $2,772.81 | $554.56 | $570.00 | $300.00 | Over budget this month |
| Medical | $2,659.84 | $664.96 | $20.71 | $400.00 | - |
| Groceries | $2,570.46 | $642.61 | $616.79 | $1,600.00 | - |
| Groceries transfer | $2,400.00 | $600.00 | $300.00 | - | - |
| Bills transfer | $1,800.00 | $360.00 | $400.00 | - | - |
| Fuel | $1,448.63 | $289.73 | $153.19 | $500.00 | - |
| Dining out | $1,181.47 | $295.37 | $94.98 | $300.00 | - |
| Shopping | $1,078.88 | $269.72 | $252.92 | $300.00 | - |
| Car savings | $990.00 | $198.00 | $220.00 | - | - |
| Utilities | $887.49 | $443.75 | $413.13 | $450.00 | - |
| Pocket money | $800.00 | $200.00 | $100.00 | $200.00 | - |
| Vehicle expenses | $795.46 | $795.46 | $0.00 | $200.00 | - |
| Phone & internet | $580.00 | $290.00 | $280.00 | $250.00 | Over budget this month |
| Cafe & coffee | $450.15 | $112.54 | $135.27 | $150.00 | - |
| Gym & fitness | $440.00 | $146.67 | $240.00 | - | - |
| Personal care | $405.70 | $135.23 | $131.85 | $200.00 | - |
| Parking & tolls | $351.12 | $117.04 | $0.00 | - | - |
| Home improvements | $345.09 | $115.03 | $165.64 | $250.00 | - |
| Homeware | $312.99 | $156.50 | $7.00 | $150.00 | - |
| Baby | $100.25 | $100.25 | $100.25 | - | - |
| Services | $96.62 | $48.31 | $7.93 | - | - |
| Government | $79.00 | $79.00 | $0.00 | - | - |
| Travel | $19.11 | $19.11 | $0.00 | - | - |
| Entertainment | $18.00 | $18.00 | $0.00 | - | - |
| Bank fees | $0.67 | $0.67 | $0.00 | - | - |